Keep your home
Use a Shared Equity Agreement to catch up, pay off high-interest debt or simply breathe, without adding a monthly payment.
How it works →
A Shared Equity Agreement turns part of your home’s future value into cash today. No monthly payments, no interest. Or, if it’s time to move on, we’ll help you renovate, stage and sell for the best price.
Some want to stay and breathe easier. Some want to fix the house up. Some are ready to move on. We’ll lay out every path, plainly, and you choose.
Use a Shared Equity Agreement to catch up, pay off high-interest debt or simply breathe, without adding a monthly payment.
How it works →Fund the repairs or the remodel, and work with contractors we know, so the house is worth more when you’re done.
For contractors →Ready to move? Our licensed real estate partners help you prepare, stage and list the home for the strongest offer.
Talk with us →Need a clean, quick exit? We’ll walk you through a straight sale and what it means, with no pressure either way.
Talk with us →It isn’t a loan. Instead of borrowing against your home, you share part of its future value. You keep living there, and you keep the title.
You receive a lump sum in cash for an agreed share of your home’s future value.
You live in your home as always: no monthly payments and no interest. You still pay your mortgage, taxes and insurance.
Within 10 years, you settle by buying out the share, refinancing or selling the home. Whenever suits you.
A simplified illustration. Real terms depend on your home and your agreement, and you’ll see every number in writing before you decide.
A Shared Equity Agreement is a big decision, and it isn’t right for everyone. Here’s what we tell every homeowner before anything is signed.
Read the questionsThe first three happen from home, on your own time.
See your range in seconds. No credit check.
Confirm by text or email and tell us about your home.
Your mortgage statement, ID and insurance, safely through your dashboard.
Book a call with a consultant to go over your options and questions.
Join our contractor network for homeowners renovating through the program, and tell us about your own builds and rehabs.
No. A Shared Equity Agreement isn’t a loan: there’s no interest and no monthly payment. You receive cash now in exchange for a share of your home’s future value, settled when you buy out the share, refinance or sell.
Instead of interest, you share part of your home’s future value. If the home grows in value, that share is worth more at settlement. Your agreement spells out exactly how it’s calculated, along with any fees, before you sign.
Yes. You keep the title and live in your home as usual. The agreement is recorded against the property, much as a mortgage is.
Many shared equity agreements share in losses as well as gains. Your agreement will say exactly how a lower value is handled, so you’ll know before you decide.
No. The estimate uses only the numbers you type in.
We’re starting in Florida. Tell us where your home is and we’ll let you know when we can help in your state.
Your home has been working for you all these years. Let’s see what it can do now.
Estimated value
$0
Estimate based on public records and recent nearby sales. Not an appraisal or an offer of funding. Try another address